{"id":102122,"date":"2018-03-11T10:24:12","date_gmt":"2018-03-11T10:24:12","guid":{"rendered":"https:\/\/www.deberes.net\/tesis\/sin-categoria\/la-gestion-del-riesgo-de-credito-en-las-instituciones-de-microfinanzas\/"},"modified":"2018-03-11T10:24:12","modified_gmt":"2018-03-11T10:24:12","slug":"la-gestion-del-riesgo-de-credito-en-las-instituciones-de-microfinanzas","status":"publish","type":"post","link":"https:\/\/www.deberes.net\/tesis\/gestion-financiera\/la-gestion-del-riesgo-de-credito-en-las-instituciones-de-microfinanzas\/","title":{"rendered":"La gesti\u00f3n del riesgo de cr\u00e9dito en las instituciones de microfinanzas"},"content":{"rendered":"<h2>Tesis doctoral de <strong> Juan Lara Rubio <\/strong><\/h2>\n<p>El crecimiento de los microcr\u00e9ditos a nivel mundial, junto con la normativa internacional sobre requerimientos de capital (basilea ii) est\u00e1n impulsando a las instituciones de microfinanzas (imfs) a una mayor competencia con las entidades bancarias por este segmento de negocio. La banca tradicionalmente ha contado con adecuados modelos de credit scoring para analizar el riesgo de incumplimiento pero esto no ha sido as\u00ed en las imfs supervisadas. El objetivo de esta investigaci\u00f3n es dise\u00f1ar un modelo de credit scoring para una instituci\u00f3n sometida a supervisi\u00f3n y especializada en microcr\u00e9ditos, como es una entidad de desarrollo de la peque\u00f1a y micro empresa (edpyme) del sistema financiero de la rep\u00fablica del per\u00fa. El resultado de la investigaci\u00f3n muestra la metodolog\u00eda y fases necesarias para dise\u00f1ar el modelo, as\u00ed como el proceso de valoraci\u00f3n y validaci\u00f3n para que pueda ser aplicado en el \u00e1rea de negocio, especialmente para establecer la pol\u00edtica de tasas de inter\u00e9s con clientes. Por ultimo, tambi\u00e9n se muestra c\u00f3mo el modelo puede utilizarse para desarrollar una gesti\u00f3n del riesgo de cr\u00e9dito en el marco de los m\u00e9todos irb de basilea ii.<\/p>\n<p>&nbsp;<\/p>\n<h3>Datos acad\u00e9micos de la tesis doctoral \u00ab<strong>La gesti\u00f3n del riesgo de cr\u00e9dito en las instituciones de microfinanzas<\/strong>\u00ab<\/h3>\n<ul>\n<li><strong>T\u00edtulo de la tesis:<\/strong>\u00a0 La gesti\u00f3n del riesgo de cr\u00e9dito en las instituciones de microfinanzas <\/li>\n<li><strong>Autor:<\/strong>\u00a0 Juan Lara Rubio <\/li>\n<li><strong>Universidad:<\/strong>\u00a0 Granada<\/li>\n<li><strong>Fecha de lectura de la tesis:<\/strong>\u00a0 28\/06\/2010<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h3>Direcci\u00f3n y tribunal<\/h3>\n<ul>\n<li><strong>Director de la tesis<\/strong>\n<ul>\n<li>David Camino Blasco<\/li>\n<\/ul>\n<\/li>\n<li><strong>Tribunal<\/strong>\n<ul>\n<li>Presidente del tribunal: prosper Lamothe fern\u00e1ndez <\/li>\n<li>Rafael Herrerias pleguezuelo (vocal)<\/li>\n<li>Mar\u00eda dolores Oliver alfonso (vocal)<\/li>\n<li>vicente Montesinos julve (vocal)<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Tesis doctoral de Juan Lara Rubio El crecimiento de los microcr\u00e9ditos a nivel mundial, junto con la normativa internacional sobre [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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