{"id":138353,"date":"2026-01-12T17:34:44","date_gmt":"2026-01-12T17:34:44","guid":{"rendered":"https:\/\/www.deberes.net\/tesis\/sin-categoria\/analisis-econometrico-del-credit-scoring-modelos-count-data\/"},"modified":"2026-01-12T17:34:44","modified_gmt":"2026-01-12T17:34:44","slug":"analisis-econometrico-del-credit-scoring-modelos-count-data","status":"publish","type":"post","link":"https:\/\/www.deberes.net\/tesis\/ciencias-economicas\/analisis-econometrico-del-credit-scoring-modelos-count-data\/","title":{"rendered":"Analisis econometrico del credit scoring. modelos count data."},"content":{"rendered":"<h2>Tesis doctoral de <strong> Montserrat Guillen Estany <\/strong><\/h2>\n<p>La elaboracion de sistemas para la evaluacion de solicitudes de credito personal se basa principalmente en la utilizacion de la informacion estadistica que esta a disposicion de las entidades financieras sobre el comportamiento historico de sus clientes. Una manera alternativa de estudiar el comportamiento de los deutores es a traves de la variable que registra el numero de cuotas que estos dejan de pagar. Asi, mediante los modelos adecuados, y en el caso de un nuevo solicitante se podra predecir su nivel estimado de morosidad y la influencia de diferentes variables en ella.  se plantean los modelos \u00abcount data\u00bb como una posible modelizacion econometrica en la situacion anterior y se evaluan los resultados obtenidos comparativamente con los metodos tradicionales en una base de datos.<\/p>\n<p>&nbsp;<\/p>\n<h3>Datos acad\u00e9micos de la tesis doctoral \u00ab<strong>Analisis econometrico del credit scoring. modelos count data.<\/strong>\u00ab<\/h3>\n<ul>\n<li><strong>T\u00edtulo de la tesis:<\/strong>\u00a0 Analisis econometrico del credit scoring. modelos count data. <\/li>\n<li><strong>Autor:<\/strong>\u00a0 Montserrat Guillen Estany <\/li>\n<li><strong>Universidad:<\/strong>\u00a0 Barcelona<\/li>\n<li><strong>Fecha de lectura de la tesis:<\/strong>\u00a0 01\/01\/1992<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h3>Direcci\u00f3n y tribunal<\/h3>\n<ul>\n<li><strong>Director de la tesis<\/strong>\n<ul>\n<li>Manuel Artis Ortu\u00f1o<\/li>\n<\/ul>\n<\/li>\n<li><strong>Tribunal<\/strong>\n<ul>\n<li>Presidente del tribunal: Marta Sanz Sole <\/li>\n<li>Jaume Barcel\u00f3 Bugeda (vocal)<\/li>\n<li>Maurice Desplas (vocal)<\/li>\n<li>Joan Tugores Ques (vocal)<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Tesis doctoral de Montserrat Guillen Estany La elaboracion de sistemas para la evaluacion de solicitudes de credito personal se basa [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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