{"id":138431,"date":"2026-01-12T17:35:21","date_gmt":"2026-01-12T17:35:21","guid":{"rendered":"https:\/\/www.deberes.net\/tesis\/sin-categoria\/la-teoria-de-la-credibilidad-y-su-aplicacion-a-los-seguros-colectivos\/"},"modified":"2026-01-12T17:35:21","modified_gmt":"2026-01-12T17:35:21","slug":"la-teoria-de-la-credibilidad-y-su-aplicacion-a-los-seguros-colectivos","status":"publish","type":"post","link":"https:\/\/www.deberes.net\/tesis\/ciencias-economicas\/la-teoria-de-la-credibilidad-y-su-aplicacion-a-los-seguros-colectivos\/","title":{"rendered":"La teoria de la credibilidad y su aplicacion a los seguros colectivos"},"content":{"rendered":"<h2>Tesis doctoral de <strong>  Pons Cardell M. Angeles <\/strong><\/h2>\n<p>La teoria de la credibilidad surgio a principios del siglo xx, y en su formulacion actual fue desarrollada en los a\u00f1os anteriores a la primera guerra mundial. El objetivo de la teoria de la credibilidad es estimar las primas de riesgo individuales, basandose en la informacion disponible sobre la experiencia de reclamaciones de cada poliza, de tal manera que las formulas de credibilidad obtenidas son una especie de media ponderada entre la prima colectiva del riesgo y la media empirica de las indemnizaciones pagadas por cada poliza.  esta teoria ha tenido y tiene una gran relevancia practica, y aunque longley-cook (1962) planteo ya la necesidad de un modelo matematico firme para desarrollar correctamente dicha teoria, no fue hasta 1965 cuando se plantearon los verdaderos fundamentos teoricos al presentar buhlmann su formula de credibilidad de distribucion libre, basada en el criterio de los minimos cuadrados. Desde la aparicion del modelo de buhlmann se han expuesto una gran variedad de modelos credibilisticos, que hemos clasificado en: modelos clasicos, modelos de regresion, modelos semilineales y modelos jerarquicos.<\/p>\n<p>&nbsp;<\/p>\n<h3>Datos acad\u00e9micos de la tesis doctoral \u00ab<strong>La teoria de la credibilidad y su aplicacion a los seguros colectivos<\/strong>\u00ab<\/h3>\n<ul>\n<li><strong>T\u00edtulo de la tesis:<\/strong>\u00a0 La teoria de la credibilidad y su aplicacion a los seguros colectivos <\/li>\n<li><strong>Autor:<\/strong>\u00a0  Pons Cardell M. Angeles <\/li>\n<li><strong>Universidad:<\/strong>\u00a0 Barcelona<\/li>\n<li><strong>Fecha de lectura de la tesis:<\/strong>\u00a0 01\/01\/1992<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h3>Direcci\u00f3n y tribunal<\/h3>\n<ul>\n<li><strong>Director de la tesis<\/strong>\n<ul>\n<li>Antonio Alegre Escolano<\/li>\n<\/ul>\n<\/li>\n<li><strong>Tribunal<\/strong>\n<ul>\n<li>Presidente del tribunal: Alfonso Rodriguez Rodriguez <\/li>\n<li>Miguel Angel Sierra Martinez (vocal)<\/li>\n<li>Jes\u00fas Mar\u00eda Vegas Asensio (vocal)<\/li>\n<li>M\u00e1ximo Borrell Vidal (vocal)<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Tesis doctoral de Pons Cardell M. Angeles La teoria de la credibilidad surgio a principios del siglo xx, y en [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"categories":[772,951,82,126,6646,1475,4678],"tags":[1136,20268,23748,1135,172019,252964],"class_list":["post-138431","post","type-post","status-publish","format-standard","hentry","category-actividad-economica","category-barcelona","category-ciencias-economicas","category-matematicas","category-matematicas-actuariales","category-probabilidad","category-seguros","tag-alfonso-rodriguez-rodriguez","tag-antonio-alegre-escolano","tag-jesus-maria-vegas-asensio","tag-maximo-borrell-vidal","tag-miguel-angel-sierra-Martinez","tag-pons-cardell-m-angeles"],"_links":{"self":[{"href":"https:\/\/www.deberes.net\/tesis\/wp-json\/wp\/v2\/posts\/138431","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.deberes.net\/tesis\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.deberes.net\/tesis\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.deberes.net\/tesis\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.deberes.net\/tesis\/wp-json\/wp\/v2\/comments?post=138431"}],"version-history":[{"count":0,"href":"https:\/\/www.deberes.net\/tesis\/wp-json\/wp\/v2\/posts\/138431\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.deberes.net\/tesis\/wp-json\/wp\/v2\/media?parent=138431"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.deberes.net\/tesis\/wp-json\/wp\/v2\/categories?post=138431"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.deberes.net\/tesis\/wp-json\/wp\/v2\/tags?post=138431"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}