{"id":38055,"date":"2018-03-09T09:37:27","date_gmt":"2018-03-09T09:37:27","guid":{"rendered":"https:\/\/www.deberes.net\/tesis\/sin-categoria\/la-transferencia-bancaria\/"},"modified":"2018-03-09T09:37:27","modified_gmt":"2018-03-09T09:37:27","slug":"la-transferencia-bancaria","status":"publish","type":"post","link":"https:\/\/www.deberes.net\/tesis\/ciencias-juridicas-y-derecho\/la-transferencia-bancaria\/","title":{"rendered":"La transferencia bancaria."},"content":{"rendered":"<h2>Tesis doctoral de <strong> Lucia Alvarado Herrera <\/strong><\/h2>\n<p>La transferencia bancaria es una operaci\u00f3n en la que el titular de una cuenta disponible a la vista (ordenante) ordena a su banco que transfiera una suma de dinero a otra cuenta, perteneciente al mismo titular o a otro distinto (beneficiario), y situada en la misma entidad o en otra diferente. La operaci\u00f3n de transferencia origina una multiplicidad de relaciones (ordenante-banco; banco-beneficiario; ordenante-beneficiario; banco-banco), siendo todas ellas reconducibles al mandato y, m\u00e1s concretamente, a la comisi\u00f3n mercantil. Interesa destacar que cuando en la ejecuci\u00f3n de la transferencia participa m\u00e1s de una entidad (bancos intermediarios), \u00e9stas tienen la consideraci\u00f3n de auxiliares de cumplimiento del banco del ordenante, respondiendo este \u00faltimo de la actuaci\u00f3n de aqu\u00e9llos.  la conclusi\u00f3n de la transferencia hace referencia a la fase en el proceso de transferencia en que, de un lado, finaliza la posibilidad del ordenante de revocarla y, de otro, el banco del ordenante ha cumplido su obligaci\u00f3n con el ordenante. La conclusi\u00f3n de la transferencia se produce cuando el beneficiario adquiere un derecho sobre los fondos, es decir, en el momento en que el banco del beneficiario recibe los fondos por cuenta del beneficiario. El banco del ordenante responde ante el ordenante tanto por la no conclusi\u00f3n de la transferencia, como por el retraso en la conclusi\u00f3n. En el primer caso, el banco del ordenante est\u00e1 obligado a reembolsar al ordenante el importe de la transferencia; en el segundo, est\u00e1 obligado a abonarle los intereses correspondientes.  el equilibrio de los intereses en juego exige que esta responsabilidad del banco del ordenante vaya acompa\u00f1ada de restricciones a la posibilidad del ordenante de reclamar a su banco los da\u00f1os indirectos (perdida de un contrato, perdidas derivadas de un retraso en el pago de la prima de un seguro, etc.) Que de la no conclusi\u00f3n o de la conclusi\u00f3n retardada se hayan podido der<\/p>\n<p>&nbsp;<\/p>\n<h3>Datos acad\u00e9micos de la tesis doctoral \u00ab<strong>La transferencia bancaria.<\/strong>\u00ab<\/h3>\n<ul>\n<li><strong>T\u00edtulo de la tesis:<\/strong>\u00a0 La transferencia bancaria. <\/li>\n<li><strong>Autor:<\/strong>\u00a0 Lucia Alvarado Herrera <\/li>\n<li><strong>Universidad:<\/strong>\u00a0 C\u00e1diz<\/li>\n<li><strong>Fecha de lectura de la tesis:<\/strong>\u00a0 15\/04\/1998<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h3>Direcci\u00f3n y tribunal<\/h3>\n<ul>\n<li><strong>Director de la tesis<\/strong>\n<ul>\n<li>Ignacio Lojendio Osborne<\/li>\n<\/ul>\n<\/li>\n<li><strong>Tribunal<\/strong>\n<ul>\n<li>Presidente del tribunal: evelio Verdera tuells <\/li>\n<li>agustin Madrid parra (vocal)<\/li>\n<li>Manuel Olivencia ruiz (vocal)<\/li>\n<li>Luis Angulo rodr\u00edguez (vocal)<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Tesis doctoral de Lucia Alvarado Herrera La transferencia bancaria es una operaci\u00f3n en la que el titular de una cuenta [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"categories":[1506,612,2826,979],"tags":[18229,4634,18936,99186,21926,20663],"class_list":["post-38055","post","type-post","status-publish","format-standard","hentry","category-cadiz","category-ciencias-juridicas-y-derecho","category-derecho-mercantil","category-derecho-y-legislacion-nacionales","tag-agustin-madrid-parra","tag-evelio-verdera-tuells","tag-ignacio-lojendio-osborne","tag-lucia-alvarado-herrera","tag-luis-angulo-rodriguez","tag-manuel-olivencia-ruiz"],"_links":{"self":[{"href":"https:\/\/www.deberes.net\/tesis\/wp-json\/wp\/v2\/posts\/38055","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.deberes.net\/tesis\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.deberes.net\/tesis\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.deberes.net\/tesis\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.deberes.net\/tesis\/wp-json\/wp\/v2\/comments?post=38055"}],"version-history":[{"count":0,"href":"https:\/\/www.deberes.net\/tesis\/wp-json\/wp\/v2\/posts\/38055\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.deberes.net\/tesis\/wp-json\/wp\/v2\/media?parent=38055"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.deberes.net\/tesis\/wp-json\/wp\/v2\/categories?post=38055"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.deberes.net\/tesis\/wp-json\/wp\/v2\/tags?post=38055"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}