{"id":79026,"date":"2006-10-03T00:00:00","date_gmt":"2006-10-03T00:00:00","guid":{"rendered":"https:\/\/www.deberes.net\/tesis\/sin-categoria\/implicaciones-y-oportunidades-de-basilea-ii-en-la-gestion-de-riesgos-con-pymes\/"},"modified":"2006-10-03T00:00:00","modified_gmt":"2006-10-03T00:00:00","slug":"implicaciones-y-oportunidades-de-basilea-ii-en-la-gestion-de-riesgos-con-pymes","status":"publish","type":"post","link":"https:\/\/www.deberes.net\/tesis\/sector-de-finanzas-y-seguros\/implicaciones-y-oportunidades-de-basilea-ii-en-la-gestion-de-riesgos-con-pymes\/","title":{"rendered":"Implicaciones y oportunidades de basilea ii en la gesti\u00f3n de riesgos con pymes"},"content":{"rendered":"<h2>Tesis doctoral de <strong>  Arrieta Sodupe Juan  Jos\u00e9 <\/strong><\/h2>\n<p>El desarrollo de la investigaci\u00f3n se inicia con el an\u00e1lisis del novedoso marco regulatorio que propicia el nuevo acuerdo de capitales de baasilea para las entidades de cr\u00e9dito. el avance positivo que representa y su valoraci\u00f3n claramente favorable no es \u00f3bice, sin embargo, para que a\u00fan estemos ante un modelo perfectible y mejorable. El debate permanente, existen entre las autoridades reguladoras y el sector financiero, facilitar\u00e1 probablemente su progresi\u00f3n hace modelos de car\u00e1cter multifactorial, lo que facilitar\u00e1 poder contemplar los beneficios de la diversificaci\u00f3n de riesgos y permitir\u00e1 acercar m\u00e1s el capital regulatorio al capital econ\u00f3mico. con todo, ya en su formulaci\u00f3n actual, el nuevo acuerdo representa una oportunidad importante para las entidades finacieras para, bajo la perspectiva de la gesti\u00f3n global del riesgo y de la rentabilidad ajustada al mismo, afinar y ajustar sus propios modelos de gesti\u00f3n internos. la gesti\u00f3n eficiente del riesgo global, y m\u00e1s concretamente del de cr\u00e9dito, especialmente del orientado a las pymes, por su potencialidad econ\u00f3mica y de negocio y por la trascendencia y complejidad que encierra, constituir\u00e1 una fuete de ventaja competitiva significativa para aquellas entidades que se anticipen y se impliquen precisamente con esta filosof\u00eda de una gesti\u00f3n global del riesgo dirigida a la rentabilidad. a su vez, las consecuencias del nuevo acuerdo ser\u00e1n tambi\u00e9n claramente favorables y beneficiosas para aquellas pymes bien gobernadas y gestionadas, independientemente de su tama\u00f1o o delos vol\u00famenes de negocio que administren o manejen. por tanto esta filosof\u00eda de maximizar la rentabilidad ajustada al riesgo propiciar\u00e1 la generalizaci\u00f3n y divulgaci\u00f3n de herramientas que discriminen y seleccionen clientes. una de ellas es el rorac (return on risk adjusted capital), cuya validez y bondad pretendo confirmar con esta investigaci\u00f3n. Efectividad tanto par la gesti\u00f3n t\u00e1ctica con clientes (sanci\u00f3n, admisi<\/p>\n<p>&nbsp;<\/p>\n<h3>Datos acad\u00e9micos de la tesis doctoral \u00ab<strong>Implicaciones y oportunidades de basilea ii en la gesti\u00f3n de riesgos con pymes<\/strong>\u00ab<\/h3>\n<ul>\n<li><strong>T\u00edtulo de la tesis:<\/strong>\u00a0 Implicaciones y oportunidades de basilea ii en la gesti\u00f3n de riesgos con pymes <\/li>\n<li><strong>Autor:<\/strong>\u00a0  Arrieta Sodupe Juan  Jos\u00e9 <\/li>\n<li><strong>Universidad:<\/strong>\u00a0 Deusto<\/li>\n<li><strong>Fecha de lectura de la tesis:<\/strong>\u00a0 10\/03\/2006<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h3>Direcci\u00f3n y tribunal<\/h3>\n<ul>\n<li><strong>Director de la tesis<\/strong>\n<ul>\n<li>Jos\u00e9 Luis Fernandez  Perez<\/li>\n<\/ul>\n<\/li>\n<li><strong>Tribunal<\/strong>\n<ul>\n<li>Presidente del tribunal: Carlos V\u00e1zquez cend\u00f3n <\/li>\n<li>frederic Utzet civit (vocal)<\/li>\n<li>Santiago Carrillo menendez (vocal)<\/li>\n<li>Fernando G\u00f3mez-bezares pascual (vocal)<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Tesis doctoral de Arrieta Sodupe Juan Jos\u00e9 El desarrollo de la investigaci\u00f3n se inicia con el an\u00e1lisis del novedoso marco [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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